Where are smart investors putting their money?

Investors who are seriously committed to attaining lifelong wealth and financial freedom are very discerning when it comes to choosing where to put their money. Moreover, they are desperately keen on opportunities that will provide income for theirselves, their children, their grandchildren and subsequent generations. Put another way, smart investors create a fountain of wealth that enables cash/money to multiply and continuously flow into their account (weekly, monthly and quarterly).

Average investors, on the other hand, are inspired by investing time, energy and money in pension schemes, residential property, stock exchange shares, CD’s, ISA’s, bonds, mutual funds, real estate invetment trusts (REITs) and network marketing.

Sophisticated investors, inside investors and more recently, institutional investors are investing thier money in commercial property [Globally]. Many inside investors, such as, Rocco Forte, Ken Morrison, Duncan Bannatyne, John Whittaker, Donald Trump and Anil Agarwal love commercial property transactions.

The undisclosed truth to accelerating your wealth and gaining multiple streams of positive residual income is through investing in commercial property. In my interviews with a large number of wealth portfolio builders and inside investors, it was made abundantly clear that commercial property is one of the best assets to put your money into and the evidence is encouraging:

1). Investing in commercial property is extremly tax efficient

2). It provides genuine passive income fixed by contract for upto 25 yrs and then renewed.

3). It is inflation proof, as your income rise in line with the consumer price index (CPI).

4). Over the pass 25 years, yield has average around 8% (better than bank interest).

5). Investing in commercial property is the best strategy to minimize the adverse impact of the 3 enemies of wealth creation

6). There is minimal or no monthly operations cost.

7). You can choose from over 25 different ways of finance acquisition and/or growth.

8). There are multiple ownership structure that offers solid legal protection.

9). Management can easily outsource to experts.


If you are serious about creating wealth, it's good to model the best. So, where are you putting your money?

Build Your Portfolio To Quantum Leap:

Quantum leap (QL) causes the emission of eletromagnectic radiation, which brings about a vast or revolutionary change in ones current state or position, rather than gradual changes over time. In other words, a QL occurs when energy quickly lifts you from one level to another.

Throughout my experience and in carrying out research for my book, I found, firstly, that the people who struggle financially, are the ones who work on their own or invest on their own. The Portfolio Builders (PB's) I have interviewed and researched surrounds themselves with a team of experts from a field they are passionate about or eager to invest in. The teams' energy serves to radiate their energy and acts as a trampoline that catapults their venture. PB's do not work as a one man team or in partnership of two's and three's.

For example, Richard Branson owns (or part-owns) over 350 companies. He does not have the time, energy or tenacity to manage all of them simultaneously. But his team does. Samuel Whitbread owns over 7,000 pubs, 100 Restaurants and over 600 hotels. The building of a dream team played a critical role in his portfolio making a quantum leap.

Secondly, all PBs have multiple streams of passive income and investment income. Unlike, the average investor, who owns a job and a home, portfolio builders have over 50, 100 or 200 streams of income and they recruit the brightest to help them fuel the engine of their revenue generating machine.

My third discovery, among others, was that PBs are all inside investors (never on the outside) and are constantly finding new ways to freshen their portfolios. It's about getting smarter quicker and lifting energy levels faster.

Is your portolio ready for a quantum leap?

Case studies preview.

The FT today reports that L&G has bought over £110 million worth of property in cash (with £490 million of funds still available to spend). One of the purchases include a Southampton Office Building, already let to Skandia Life (a blue chip tenant) on a long term tenancy at an annual rent of £2 million. The purchase price was £21.3 million, which represents a 9.1% net rental yield. Later on this month, I will go through this deal in more details.

In the mean time, I would like to re-emphasise that this blog is intended to be a free step by step guide to building a portfolio of commercial properties to attain income growth and positive inwards monthly cash flow. The blog will explain how you can source various types of commercial assets, finance them by over 25 different ways, control management, minimise operations costs & taxes and overcome the problems and complexities associated with commercial property investing. The book will provide case studies about portfolios worth £100 million plus, whereas, the blog will discuss smaller deals done by some of my clients.

For example, one of my clients recently added to his portfolio 3 car parks. The car parks he purchased were near Sheffield with parking spaces for 8, 20 & 30 cars respectively. He is currently renting these parking spaces at £4.00 a day, 6 days a week. At 100% occupancy rate, he earns around £5,184 a month (for 2hrs work a week). The car parks were debt free within 3 months and his net return on capital is 500%. A supper fantastic return on investment during the recession. What recession, he asked?

So, why focus on residential property? Look out for more case studies coming soon.

Choosing an industry.

Choosing an industry or portfolio category is predominantly linked to vision creation or, better yet known as, passion manifestation. Passion is the key to building a successful portfolio that will provide positive cash flow for generations upon generations. (Paris Hilton & The Hilton Hotels). It should be noted however, that whilst there are a reasonable amount of mega rich people who portfolios may not reflect their passion for that industry and their portfolio still produces multiple stream of passive income, in most cases, the wealth eventually evaporates. Conversely, research on & interviews with numerous Portfolio Builders (PBs) overwhelmingly concludes that passion-linked portfolios tend to produce consistent positive cash flow for decades.

Though my book is intended to provide investors and knowledge seekers with a guide to building a portfolio for financial independence, its focal point is primarily on property (as opposed to, business, stocks & shares and/or info-entrepreneurism). Additionally, 97% of the content in the book focuses on investing in commercial property, instead of residential property. Why? A close analysis of the PBs written about (like, Samuel Whitbread, The Reuben Brothers, Duncan Bannatyne, Stanley Ho Hung) and all those who have amassed portfolios in excess of £100 million; commercial properties represent a huge percentage of their portfolio. Commercial property offers longer tenancies, minimal repair cost & hassle, tax efficiency and can be financed by over 25 different methods.

Historically speaking, wealthy PBs’ portfolios consisted of mines and farmland. In the last 2 decades or so, Petrol stations, Airports, Casinos, Care homes, Shopping Malls etc dominated these PBs’ portfolio. Undoubtedly, newly found passions will birth new portfolios.

In summary, the accumulators' of great wealth portfolios are linked to their passion. What is your passion linked to?

The importance of setting a financial goal.

The cosmic mind creates the physical world. Wealth is a component of the physical world, procreated by the internal world. Great portfolio builders know from the outset what amount of wealth they want to acquire. They simply set financial goals and everything else falls into place, as they know that they were born to co-create.

However, wealth appears to elude 98% of the population, mainly because they are asleep. In my book, you will come across discussions/examples/stories about property portfolio builders who have amassed wealth in excess £100 million. You will be exposed to their strategies, learn how they finance their deals and the negotiation tactics they used. What's more, you will notice that there are lots of similarities in the mindset of the portfolio builders written about, regardless of whether they were from America, Singapore, UK, Euopre, Africa or Australia.

So, what's your financial goal?